Mutual Fund Plan - V (MF-V Plan)
This plan uses Vanguard funds for small cap, mid cap, large cap, international, and growth.
At any point in time, you will get recommendation for the best fund to hold for the period until our underlying models suggest a change in the fund. When a change is needed, you will get a recommendation for selling the current fund and buying a new one that we recommend.
Average number of trades / year: 4 to 5
Is our money invested in this plan: YES
Past Performance
Returns
-
30 years: 21% p.a.
-
10 years: 17.4% p.a.
-
3 years: 15.3% p.a.
-
3 months: 13.2% increase
-
1 month: 0.5% increase
Risk
-
Probability of 15% y-o-y loss: 1.9% vs 17.3% for S&P500
-
Sortino Ratio: 8.57 vs 2.64 for S&P500
How to use?
You can use this strategy in any account where you can buy Vanguard funds.
If your account does not offer the funds , then use the fund that is closest to our recommendation.
Considering that the MF-V plan is a single fund at a time strategy (vs a portfolio of funds), you may want to hold 50% of your investments in a birthdate fund of your desire and the remaining 50% in this strategy for that extra boost. Or like we do, use the Mutual Fund pack for 50%/50% MF-V and MF-F strategies